Stock Analysis on Net

Fair Isaac Corp. (NYSE:FICO)

This company has been moved to the archive! The financial data has not been updated since July 30, 2025.

Stock Price Trends


Summary

Key facts

  • The primary trend is increasing.
  • The growth rate of the primary trend is 92.64% per annum.
  • FICO price at the close of July 30, 2025 was $1,527.80 and was lower than the bottom border of the primary price channel by $1,164.34 (43.25%). This indicates a possible reversal in the primary trend direction.
  • The secondary trend is decreasing.
  • The decline rate of the secondary trend is 23.90% per annum.
  • FICO price at the close of July 30, 2025 was inside the secondary price channel.
  • The direction of the secondary trend is opposite to the direction of the primary trend. This indicates a possible reversal in the direction of the primary trend.


Linear Regression Model

Model equation:
Yi = α + β × Xi + εi

Top border of price channel:
Exp(Yi) = Exp(a + b × Xi + 2 × s)

Bottom border of price channel:
Exp(Yi) = Exp(a + b × Xi – 2 × s)

where:

i - observation number
Yi - natural logarithm of FICO price
Xi - time index, 1 day interval
σ - standard deviation of εi
a - estimator of α
b - estimator of β
s - estimator of σ
Exp() - calculates the exponent of e



Primary Trend

Start date: April 1, 2022
End date: January 8, 2025

a = 4.7779

b = 0.0018

s = 0.0791

Annual growth rate:

Exp(365 × b) – 1
= Exp(365 × 0.0018) – 1
= 92.64%

Price channel spread:

Exp(4 × s) – 1
= Exp(4 × 0.0791) – 1
= 37.19%

April 1, 2022 calculations

Top border of price channel:

Exp(Y421)
= Exp(a + b × X421 + 2 × s)
= Exp(a + b × 609 + 2 × s)
= Exp(4.7779 + 0.0018 × 609 + 2 × 0.0791)
= Exp(6.0300)
= $415.72

Bottom border of price channel:

Exp(Y421)
= Exp(a + b × X421 – 2 × s)
= Exp(a + b × 609 – 2 × s)
= Exp(4.7779 + 0.0018 × 609 – 2 × 0.0791)
= Exp(5.7138)
= $303.01

January 8, 2025 calculations

Top border of price channel:

Exp(Y1,116)
= Exp(a + b × X1,116 + 2 × s)
= Exp(a + b × 1,622 + 2 × s)
= Exp(4.7779 + 0.0018 × 1,622 + 2 × 0.0791)
= Exp(7.8497)
= $2,564.90

Bottom border of price channel:

Exp(Y1,116)
= Exp(a + b × X1,116 – 2 × s)
= Exp(a + b × 1,622 – 2 × s)
= Exp(4.7779 + 0.0018 × 1,622 – 2 × 0.0791)
= Exp(7.5334)
= $1,869.53

Description

  • The primary trend is increasing.
  • The growth rate of the primary trend is 92.64% per annum.
  • FICO price at the close of July 30, 2025 was $1,527.80 and was lower than the bottom border of the primary price channel by $1,164.34 (43.25%). This indicates a possible reversal in the primary trend direction.


Secondary Trend

Start date: September 19, 2024
End date: July 30, 2025

a = 8.8039

b = -0.0007

s = 0.0822

Annual growth rate:

Exp(365 × b) – 1
= Exp(365 × -0.0007) – 1
= -23.90%

Price channel spread:

Exp(4 × s) – 1
= Exp(4 × 0.0822) – 1
= 38.94%

September 19, 2024 calculations

Top border of price channel:

Exp(Y1,040)
= Exp(a + b × X1,040 + 2 × s)
= Exp(a + b × 1,511 + 2 × s)
= Exp(8.8039 + -0.0007 × 1,511 + 2 × 0.0822)
= Exp(7.8375)
= $2,533.78

Bottom border of price channel:

Exp(Y1,040)
= Exp(a + b × X1,040 – 2 × s)
= Exp(a + b × 1,511 – 2 × s)
= Exp(8.8039 + -0.0007 × 1,511 – 2 × 0.0822)
= Exp(7.5086)
= $1,823.64

July 30, 2025 calculations

Top border of price channel:

Exp(Y1,254)
= Exp(a + b × X1,254 + 2 × s)
= Exp(a + b × 1,825 + 2 × s)
= Exp(8.8039 + -0.0007 × 1,825 + 2 × 0.0822)
= Exp(7.6025)
= $2,003.14

Bottom border of price channel:

Exp(Y1,254)
= Exp(a + b × X1,254 – 2 × s)
= Exp(a + b × 1,825 – 2 × s)
= Exp(8.8039 + -0.0007 × 1,825 – 2 × 0.0822)
= Exp(7.2736)
= $1,441.72

Description

  • The secondary trend is decreasing.
  • The decline rate of the secondary trend is 23.90% per annum.
  • FICO price at the close of July 30, 2025 was inside the secondary price channel.