Stock Analysis on Net

Fair Isaac Corp. (NYSE:FICO)

$24.99

Return on Assets (ROA)
since 2005

Microsoft Excel

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Calculation

Fair Isaac Corp., ROA, long-term trends, calculation

Microsoft Excel

Based on: 10-K (reporting date: 2024-09-30), 10-K (reporting date: 2023-09-30), 10-K (reporting date: 2022-09-30), 10-K (reporting date: 2021-09-30), 10-K (reporting date: 2020-09-30), 10-K (reporting date: 2019-09-30), 10-K (reporting date: 2018-09-30), 10-K (reporting date: 2017-09-30), 10-K (reporting date: 2016-09-30), 10-K (reporting date: 2015-09-30), 10-K (reporting date: 2014-09-30), 10-K (reporting date: 2013-09-30), 10-K (reporting date: 2012-09-30), 10-K (reporting date: 2011-09-30), 10-K (reporting date: 2010-09-30), 10-K (reporting date: 2009-09-30), 10-K (reporting date: 2008-09-30), 10-K (reporting date: 2007-09-30), 10-K (reporting date: 2006-09-30), 10-K (reporting date: 2005-09-30).

1 US$ in thousands


The analysis of the financial data reveals several notable trends regarding profitability, asset base, and efficiency over the observed period.

Net Income
Net income experienced fluctuations in the early years, with a peak in 2005 followed by a decline through 2009, where it reached its lowest point. From 2010 onward, net income showed a consistent upward trajectory, accelerating significantly from 2017. The peak is observed in 2024, indicating strong growth and profitability over the long term.
Total Assets
The total assets remained relatively stable in the initial years, fluctuating mildly around the 1.3 million mark (in thousands of US dollars) until 2009. A notable dip occurred in 2010, after which the asset base generally increased, with some volatility. Between 2017 and 2024, there was a steady upward movement, reaching the highest level in 2024, reflecting asset growth and possibly expanded operations or investments.
Return on Assets (ROA)
ROA showed a downward trend from 2005 through 2009, indicating declining efficiency in generating profits relative to assets during that period. Beginning in 2010, ROA improved progressively, with a marked acceleration from 2016 onward. The improvement in ROA aligns with the growth in net income, suggesting enhanced asset utilization and operational profitability. ROA reached a high of nearly 30% in 2024, which is indicative of strong return generation on the asset base.

Overall, the data indicates that while the company experienced some early challenges in profitability and asset utilization efficiency, it has demonstrated a robust recovery and sustained growth in net income and ROA. The steady growth in total assets coupled with rising profitability metrics suggests effective management of resources and successful business expansion or optimization in recent years.


Comparison to Competitors

Fair Isaac Corp., ROA, long-term trends, comparison to competitors

Microsoft Excel

Based on: 10-K (reporting date: 2024-09-30), 10-K (reporting date: 2023-09-30), 10-K (reporting date: 2022-09-30), 10-K (reporting date: 2021-09-30), 10-K (reporting date: 2020-09-30), 10-K (reporting date: 2019-09-30), 10-K (reporting date: 2018-09-30), 10-K (reporting date: 2017-09-30), 10-K (reporting date: 2016-09-30), 10-K (reporting date: 2015-09-30), 10-K (reporting date: 2014-09-30), 10-K (reporting date: 2013-09-30), 10-K (reporting date: 2012-09-30), 10-K (reporting date: 2011-09-30), 10-K (reporting date: 2010-09-30), 10-K (reporting date: 2009-09-30), 10-K (reporting date: 2008-09-30), 10-K (reporting date: 2007-09-30), 10-K (reporting date: 2006-09-30), 10-K (reporting date: 2005-09-30).


Comparison to Sector (Software & Services)


Comparison to Industry (Information Technology)