Price to Earnings (P/E)
since 2005
Calculation
Fair Isaac Corp., P/E, long-term trends, calculation
| P/E | = | Share price1, 2, 3 | ÷ | Earnings per share1 (EPS) | EPS1 | = | Net income1 (in thousands) |
÷ | No. shares of common stock outstanding2 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 6, 2024 | 99.26 | = | 2,090.63 | ÷ | 21.06 | 21.06 | = | 512,811 | ÷ | 24,347,903 | |
| Nov 8, 2023 | 54.13 | = | 940.43 | ÷ | 17.37 | 17.37 | = | 429,375 | ÷ | 24,713,557 | |
| Nov 9, 2022 | 29.67 | = | 443.77 | ÷ | 14.96 | 14.96 | = | 373,541 | ÷ | 24,975,618 | |
| Nov 10, 2021 | 27.12 | = | 388.61 | ÷ | 14.33 | 14.33 | = | 392,084 | ÷ | 27,358,353 | |
| Nov 12, 2020 | 56.83 | = | 461.72 | ÷ | 8.12 | 8.12 | = | 236,411 | ÷ | 29,098,177 | |
| Nov 8, 2019 | 49.99 | = | 331.59 | ÷ | 6.63 | 6.63 | = | 192,124 | ÷ | 28,961,612 | |
| Nov 9, 2018 | 39.92 | = | 196.33 | ÷ | 4.92 | 4.92 | = | 142,415 | ÷ | 28,955,028 | |
| Nov 9, 2017 | 35.95 | = | 153.76 | ÷ | 4.28 | 4.28 | = | 128,256 | ÷ | 29,990,221 | |
| Nov 10, 2016 | 32.00 | = | 113.19 | ÷ | 3.54 | 3.54 | = | 109,448 | ÷ | 30,940,696 | |
| Nov 10, 2015 | 31.32 | = | 87.19 | ÷ | 2.78 | 2.78 | = | 86,502 | ÷ | 31,076,089 | |
| Nov 10, 2014 | 23.93 | = | 70.73 | ÷ | 2.96 | 2.96 | = | 94,879 | ÷ | 32,106,155 | |
| Nov 12, 2013 | 21.77 | = | 56.73 | ÷ | 2.61 | 2.61 | = | 90,095 | ÷ | 34,567,208 | |
| Nov 16, 2012 | 15.63 | = | 41.19 | ÷ | 2.64 | 2.64 | = | 92,004 | ÷ | 34,915,741 | |
| Nov 18, 2011 | 17.14 | = | 34.36 | ÷ | 2.00 | 2.00 | = | 71,562 | ÷ | 35,701,425 | |
| Nov 23, 2010 | 14.55 | = | 23.52 | ÷ | 1.62 | 1.62 | = | 64,457 | ÷ | 39,887,143 | |
| Nov 24, 2009 | 14.37 | = | 19.42 | ÷ | 1.35 | 1.35 | = | 65,102 | ÷ | 48,180,993 | |
| Nov 26, 2008 | 7.84 | = | 13.57 | ÷ | 1.73 | 1.73 | = | 83,952 | ÷ | 48,477,989 | |
| Nov 28, 2007 | 18.13 | = | 37.72 | ÷ | 2.08 | 2.08 | = | 104,650 | ÷ | 50,299,240 | |
| Dec 8, 2006 | 23.17 | = | 41.49 | ÷ | 1.79 | 1.79 | = | 103,486 | ÷ | 57,788,824 | |
| Dec 14, 2005 | 21.23 | = | 44.30 | ÷ | 2.09 | 2.09 | = | 134,548 | ÷ | 64,484,661 |
Based on: 10-K (reporting date: 2024-09-30), 10-K (reporting date: 2023-09-30), 10-K (reporting date: 2022-09-30), 10-K (reporting date: 2021-09-30), 10-K (reporting date: 2020-09-30), 10-K (reporting date: 2019-09-30), 10-K (reporting date: 2018-09-30), 10-K (reporting date: 2017-09-30), 10-K (reporting date: 2016-09-30), 10-K (reporting date: 2015-09-30), 10-K (reporting date: 2014-09-30), 10-K (reporting date: 2013-09-30), 10-K (reporting date: 2012-09-30), 10-K (reporting date: 2011-09-30), 10-K (reporting date: 2010-09-30), 10-K (reporting date: 2009-09-30), 10-K (reporting date: 2008-09-30), 10-K (reporting date: 2007-09-30), 10-K (reporting date: 2006-09-30), 10-K (reporting date: 2005-09-30).
1 US$
2 Data adjusted for splits and stock dividends.
3 Closing price as at the filing date of Fair Isaac Corp. Annual Report.
- Share Price Trend
- The share price demonstrated significant fluctuations over the analyzed period. Initially, the price decreased from $44.30 in 2005 to a low point of $13.57 in 2008, indicating a substantial decline. Subsequently, a steady upward trajectory is observed, with the price rising sharply to reach $331.59 by 2019. The increasing momentum continued, culminating in a remarkable surge to $2,090.63 by 2024. This represents substantial capital appreciation over the latter years, especially from 2019 onwards.
- Earnings Per Share (EPS) Movement
- EPS displayed a varying yet overall positive trend. Starting at $2.09 in 2005, EPS experienced a minor dip in 2006 and further fluctuations around 2008-2009 before beginning a consistent increase. From 2009 onwards, EPS grew steadily from $1.35 to $21.06 by 2024. The growth rate accelerated markedly after 2014, reflecting improving profitability and operational performance. This upward trend in EPS suggests strengthening earnings generation capacity across the years.
- Price-to-Earnings (P/E) Ratio Behavior
- The P/E ratio showed considerable variability throughout the period. It began at 21.23 in 2005 and dropped to a trough of 7.84 in 2008, coinciding with the share price decline and possibly increased market skepticism. After 2008, the P/E ratio generally increased, peaking at 56.83 in 2020. There was a notable decrease afterwards, dropping to 27.12 in 2021, followed by another rise to 99.26 by 2024. High P/E ratios in recent years may reflect elevated market expectations or premium valuation relative to earnings, possibly driven by optimistic growth prospects.
- Correlations and Observations
- The share price and EPS both exhibit strong upward trends after 2009, with EPS growth supporting the rising share price valuation. However, the P/E ratio's escalation, especially post-2019, indicates that the share price increase outpaced EPS growth, suggesting heightened investor sentiment or expectations beyond fundamental earnings. The exceptionally high P/E of 99.26 in 2024 points to potentially inflated market valuations or anticipated future growth not yet realized in earnings.
Comparison to Competitors
Fair Isaac Corp., P/E, long-term trends, comparison to competitors
| Fair Isaac Corp. | Accenture PLC | Adobe Inc. | Cadence Design Systems Inc. | CrowdStrike Holdings Inc. | International Business Machines Corp. | Intuit Inc. | Microsoft Corp. | Oracle Corp. | Palantir Technologies Inc. | Palo Alto Networks Inc. | Salesforce Inc. | ServiceNow Inc. | Synopsys Inc. | Workday Inc. | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Nov 6, 2024 | 99.26 | 31.07 | 31.98 | 67.09 | 892.67 | 39.68 | 58.94 | 35.67 | 37.63 | 632.38 | 42.42 | 71.24 | 146.40 | 33.69 | 50.53 |
| Nov 8, 2023 | 54.13 | 27.81 | 49.64 | 78.64 | — | 22.50 | 64.61 | 33.96 | 38.96 | 246.77 | 170.35 | 879.57 | 90.80 | 70.08 | — |
| Nov 9, 2022 | 29.67 | 22.93 | 33.15 | 59.70 | — | 71.56 | 57.31 | 28.34 | 26.85 | — | — | 135.68 | 284.28 | 51.76 | 1,957.29 |
| Nov 10, 2021 | 27.12 | 36.58 | 48.90 | 53.88 | — | 19.40 | 75.17 | 35.14 | 15.84 | — | — | 48.20 | 487.70 | 73.37 | — |
| Nov 12, 2020 | 56.83 | 28.32 | 41.69 | 62.89 | — | 19.30 | 49.52 | 35.04 | 16.69 | — | — | 1,204.70 | 978.47 | 55.92 | — |
| Nov 8, 2019 | 49.99 | 24.58 | 57.17 | 20.22 | — | 13.35 | 48.17 | 26.86 | 16.89 | — | — | 107.70 | 106.89 | 39.55 | — |
| Nov 9, 2018 | 39.92 | 24.10 | 46.11 | 46.59 | — | 14.25 | 46.88 | 50.00 | 45.90 | — | — | 731.11 | — | 29.60 | — |
| Nov 9, 2017 | 35.95 | 26.18 | 57.41 | 55.67 | — | 25.07 | 37.26 | 26.25 | 22.49 | — | — | 324.94 | — | 95.81 | — |
| Nov 10, 2016 | 32.00 | 18.07 | 46.80 | 40.53 | — | 14.29 | 29.60 | 26.08 | 18.53 | — | — | — | — | 33.71 | — |
| Nov 10, 2015 | 31.32 | 22.75 | 70.59 | 25.14 | — | 9.65 | 63.89 | 30.63 | 17.92 | — | — | — | — | 30.45 | — |
| Nov 10, 2014 | 23.93 | 17.46 | 132.73 | 34.03 | — | 13.55 | 26.44 | 16.11 | 16.33 | — | — | — | — | 25.00 | — |
| Nov 12, 2013 | 21.77 | 15.20 | 104.21 | 26.30 | — | 11.58 | 21.73 | 12.14 | 12.78 | — | — | — | — | 24.68 | — |
| Nov 16, 2012 | 15.63 | 17.95 | 22.73 | 9.11 | — | 13.37 | 22.37 | 14.40 | 13.61 | — | 6,057.94 | — | — | 26.53 | — |
| Nov 18, 2011 | 17.14 | 17.60 | 18.49 | 44.80 | — | 14.47 | 22.53 | 10.03 | 19.17 | — | — | 251.73 | — | 17.51 | — |
| Nov 23, 2010 | 14.55 | 17.62 | 22.05 | 20.39 | — | 13.32 | 24.82 | 11.91 | 17.66 | — | — | 118.88 | — | 17.09 | — |
| Nov 24, 2009 | 14.37 | 17.45 | 46.62 | — | — | 12.24 | 20.01 | 14.56 | 19.25 | — | — | 87.39 | — | 18.86 | — |
| Nov 26, 2008 | 7.84 | 13.74 | 11.84 | — | — | 9.40 | 20.68 | 13.28 | 19.44 | — | — | 388.13 | — | 13.55 | — |
| Nov 28, 2007 | 18.13 | 24.38 | 27.23 | 10.43 | — | 15.20 | 21.92 | 74.58 | 23.58 | — | — | 10,271.10 | — | 29.39 | — |
| Dec 8, 2006 | 23.17 | 26.95 | 44.72 | 41.15 | — | 14.90 | 27.35 | 63.21 | 23.43 | — | — | 151.60 | — | 156.86 | — |
| Dec 14, 2005 | 21.23 | 24.06 | 38.61 | 103.88 | — | 15.85 | 21.02 | 70.27 | 23.70 | — | — | 207.38 | — | — | — |
Based on: 10-K (reporting date: 2024-09-30), 10-K (reporting date: 2023-09-30), 10-K (reporting date: 2022-09-30), 10-K (reporting date: 2021-09-30), 10-K (reporting date: 2020-09-30), 10-K (reporting date: 2019-09-30), 10-K (reporting date: 2018-09-30), 10-K (reporting date: 2017-09-30), 10-K (reporting date: 2016-09-30), 10-K (reporting date: 2015-09-30), 10-K (reporting date: 2014-09-30), 10-K (reporting date: 2013-09-30), 10-K (reporting date: 2012-09-30), 10-K (reporting date: 2011-09-30), 10-K (reporting date: 2010-09-30), 10-K (reporting date: 2009-09-30), 10-K (reporting date: 2008-09-30), 10-K (reporting date: 2007-09-30), 10-K (reporting date: 2006-09-30), 10-K (reporting date: 2005-09-30).
Comparison to Sector (Software & Services)
Fair Isaac Corp., P/E, long-term trends, comparison to sector (software & services)
| Fair Isaac Corp. | Software & Services | |
|---|---|---|
| Nov 6, 2024 | 99.26 | 41.74 |
| Nov 8, 2023 | 54.13 | 39.95 |
| Nov 9, 2022 | 29.67 | 34.37 |
| Nov 10, 2021 | 27.12 | 37.37 |
| Nov 12, 2020 | 56.83 | 38.32 |
| Nov 8, 2019 | 49.99 | 28.17 |
| Nov 9, 2018 | 39.92 | 43.29 |
| Nov 9, 2017 | 35.95 | 30.29 |
| Nov 10, 2016 | 32.00 | 23.98 |
| Nov 10, 2015 | 31.32 | 23.40 |
| Nov 10, 2014 | 23.93 | 18.37 |
| Nov 12, 2013 | 21.77 | 14.10 |
| Nov 16, 2012 | 15.63 | 14.97 |
| Nov 18, 2011 | 17.14 | 13.92 |
| Nov 23, 2010 | 14.55 | 14.04 |
| Nov 24, 2009 | 14.37 | 15.17 |
| Nov 26, 2008 | 7.84 | 13.86 |
| Nov 28, 2007 | 18.13 | 43.59 |
| Dec 8, 2006 | 23.17 | 39.53 |
| Dec 14, 2005 | 21.23 | 44.56 |
Based on: 10-K (reporting date: 2024-09-30), 10-K (reporting date: 2023-09-30), 10-K (reporting date: 2022-09-30), 10-K (reporting date: 2021-09-30), 10-K (reporting date: 2020-09-30), 10-K (reporting date: 2019-09-30), 10-K (reporting date: 2018-09-30), 10-K (reporting date: 2017-09-30), 10-K (reporting date: 2016-09-30), 10-K (reporting date: 2015-09-30), 10-K (reporting date: 2014-09-30), 10-K (reporting date: 2013-09-30), 10-K (reporting date: 2012-09-30), 10-K (reporting date: 2011-09-30), 10-K (reporting date: 2010-09-30), 10-K (reporting date: 2009-09-30), 10-K (reporting date: 2008-09-30), 10-K (reporting date: 2007-09-30), 10-K (reporting date: 2006-09-30), 10-K (reporting date: 2005-09-30).
Comparison to Industry (Information Technology)
Fair Isaac Corp., P/E, long-term trends, comparison to industry (information technology)
| Fair Isaac Corp. | Information Technology | |
|---|---|---|
| Nov 6, 2024 | 99.26 | 45.10 |
| Nov 8, 2023 | 54.13 | 35.92 |
| Nov 9, 2022 | 29.67 | 26.81 |
| Nov 10, 2021 | 27.12 | 29.54 |
| Nov 12, 2020 | 56.83 | 31.10 |
| Nov 8, 2019 | 49.99 | 23.24 |
| Nov 9, 2018 | 39.92 | 23.20 |
| Nov 9, 2017 | 35.95 | 23.46 |
| Nov 10, 2016 | 32.00 | 19.50 |
| Nov 10, 2015 | 31.32 | 16.54 |
| Nov 10, 2014 | 23.93 | 17.12 |
| Nov 12, 2013 | 21.77 | 14.15 |
| Nov 16, 2012 | 15.63 | 14.37 |
| Nov 18, 2011 | 17.14 | 13.74 |
| Nov 23, 2010 | 14.55 | 14.99 |
| Nov 24, 2009 | 14.37 | 21.44 |
| Nov 26, 2008 | 7.84 | 15.67 |
| Nov 28, 2007 | 18.13 | 36.25 |
| Dec 8, 2006 | 23.17 | 31.93 |
| Dec 14, 2005 | 21.23 | 33.62 |
Based on: 10-K (reporting date: 2024-09-30), 10-K (reporting date: 2023-09-30), 10-K (reporting date: 2022-09-30), 10-K (reporting date: 2021-09-30), 10-K (reporting date: 2020-09-30), 10-K (reporting date: 2019-09-30), 10-K (reporting date: 2018-09-30), 10-K (reporting date: 2017-09-30), 10-K (reporting date: 2016-09-30), 10-K (reporting date: 2015-09-30), 10-K (reporting date: 2014-09-30), 10-K (reporting date: 2013-09-30), 10-K (reporting date: 2012-09-30), 10-K (reporting date: 2011-09-30), 10-K (reporting date: 2010-09-30), 10-K (reporting date: 2009-09-30), 10-K (reporting date: 2008-09-30), 10-K (reporting date: 2007-09-30), 10-K (reporting date: 2006-09-30), 10-K (reporting date: 2005-09-30).