Stock Analysis on Net
Stock Analysis on Net

Mastercard Inc. (NYSE:MA)

$22.49

This company has been moved to the archive! The financial data has not been updated since April 27, 2023.

Net Profit Margin
since 2006

Microsoft Excel

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Calculation

Mastercard Inc., net profit margin, long-term trends, calculation

Microsoft Excel
Net profit margin = 100 × Net income (loss)1 ÷ Net revenue1
Dec 31, 2022 = 100 × ÷
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Dec 31, 2007 = 100 × ÷
Dec 31, 2006 = 100 × ÷

Based on: 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31).

1 US$ in millions

The financial data reveals several notable trends in the company’s profitability and revenue over the examined period.

Net Income (Loss)
Net income experienced significant fluctuations in the earlier years, including a loss in 2008. From 2006 through 2008, net income varied widely, starting at 50 million US dollars, reaching a peak of 1086 million in 2007, then falling sharply to a loss of 254 million in 2008. Post-2008, net income demonstrated a strong recovery and a consistent upward trajectory, growing from 1463 million in 2009 to a peak of 9930 million in 2022. Minor declines occurred in some years, such as between 2016 and 2017 and notably in 2020, but overall the pattern shows substantial growth in profitability.
Net Revenue
Net revenue steadily increased across the entire period, showing resilience even during years of volatile net income. Revenue rose from 3326 million US dollars in 2006 to 22237 million in 2022, reflecting a consistent and robust expansion of the company’s top line. Notably, while some years exhibited slower growth or slight declines (2015 to 2016 and 2019 to 2020), the general pattern was one of sustained increase.
Net Profit Margin
Net profit margin displayed considerable variability in the initial years, with an exceptionally low margin in 2006 (1.51%) improving greatly by 2007 (26.7%), then falling into negative territory in 2008 (-5.09%). After 2008, the margin rebounded impressively, maintaining generally high levels mostly above 30%, peaking close to 48.08% in 2019. Although there was some fluctuation post-2019, with margins ranging between 41.9% and 46% in the final years, the overall trend suggests strong and stable profitability relative to revenue.

In summary, the data illustrates a company that overcame early profitability challenges to establish a pattern of strong net income growth, supported by consistent revenue increases and solid profit margins. The profit margin trends indicate effective cost control or operational efficiency improvements, contributing to enhanced profitability, particularly after 2008. Despite occasional year-to-year variations, the long-term performance is marked by increasing financial strength and expanding scale.

Comparison to Competitors

Mastercard Inc., net profit margin, long-term trends, comparison to competitors

Microsoft Excel
Mastercard Inc. Accenture PLC Adobe Inc. Cadence Design Systems Inc. CrowdStrike Holdings Inc. Fair Isaac Corp. International Business Machines Corp. Intuit Inc. Microsoft Corp. Oracle Corp. Palantir Technologies Inc. Palo Alto Networks Inc. Salesforce Inc. ServiceNow Inc. Synopsys Inc. Workday Inc.
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Based on: 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31).

Comparison to Sector (Software & Services)

Mastercard Inc., net profit margin, long-term trends, comparison to sector (software & services)

Microsoft Excel
Mastercard Inc. Software & Services
Dec 31, 2022
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Based on: 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31).

Comparison to Industry (Information Technology)

Mastercard Inc., net profit margin, long-term trends, comparison to industry (information technology)

Microsoft Excel
Mastercard Inc. Information Technology
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Based on: 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31).