Stock Analysis on Net

UnitedHealth Group Inc. (NYSE:UNH) 

Stock Price Trends


Summary

Key facts

  • The primary trend is decreasing.
  • The decline rate of the primary trend is 42.22% per annum.
  • UNH price at the close of January 16, 2026 was $331.02 and was inside the primary price channel.
  • The secondary trend is increasing.
  • The growth rate of the secondary trend is 34.46% per annum.
  • UNH price at the close of January 16, 2026 was inside the secondary price channel.
  • The direction of the secondary trend is opposite to the direction of the primary trend. This indicates a possible reversal in the direction of the primary trend.

Linear Regression Model

Model equation:
Yi = α + β × Xi + εi

Top border of price channel:
Exp(Yi) = Exp(a + b × Xi + 2 × s)

Bottom border of price channel:
Exp(Yi) = Exp(a + b × Xi – 2 × s)

where:

i - observation number
Yi - natural logarithm of UNH price
Xi - time index, 1 day interval
σ - standard deviation of εi
a - estimator of α
b - estimator of β
s - estimator of σ
Exp() - calculates the exponent of e


Primary Trend

Start date: July 16, 2024
End date: December 31, 2025

a = 8.3497

b = -0.0015

s = 0.1480

Annual growth rate:

Exp(365 × b) – 1
= Exp(365 × -0.0015) – 1
= -42.22%

Price channel spread:

Exp(4 × s) – 1
= Exp(4 × 0.1480) – 1
= 80.79%

July 16, 2024 calculations

Top border of price channel:

Exp(Y877)
= Exp(a + b × X877 + 2 × s)
= Exp(a + b × 1,274 + 2 × s)
= Exp(8.3497 + -0.0015 × 1,274 + 2 × 0.1480)
= Exp(6.7310)
= $838.00

Bottom border of price channel:

Exp(Y877)
= Exp(a + b × X877 – 2 × s)
= Exp(a + b × 1,274 – 2 × s)
= Exp(8.3497 + -0.0015 × 1,274 – 2 × 0.1480)
= Exp(6.1389)
= $463.53

December 31, 2025 calculations

Top border of price channel:

Exp(Y1,244)
= Exp(a + b × X1,244 + 2 × s)
= Exp(a + b × 1,807 + 2 × s)
= Exp(8.3497 + -0.0015 × 1,807 + 2 × 0.1480)
= Exp(5.9299)
= $376.13

Bottom border of price channel:

Exp(Y1,244)
= Exp(a + b × X1,244 – 2 × s)
= Exp(a + b × 1,807 – 2 × s)
= Exp(8.3497 + -0.0015 × 1,807 – 2 × 0.1480)
= Exp(5.3378)
= $208.05

Description

  • The primary trend is decreasing.
  • The decline rate of the primary trend is 42.22% per annum.
  • UNH price at the close of January 16, 2026 was $331.02 and was inside the primary price channel.

Secondary Trend

Start date: May 13, 2025
End date: January 16, 2026

a = 4.3717

b = 0.0008

s = 0.0780

Annual growth rate:

Exp(365 × b) – 1
= Exp(365 × 0.0008) – 1
= 34.46%

Price channel spread:

Exp(4 × s) – 1
= Exp(4 × 0.0780) – 1
= 36.64%

May 13, 2025 calculations

Top border of price channel:

Exp(Y1,084)
= Exp(a + b × X1,084 + 2 × s)
= Exp(a + b × 1,575 + 2 × s)
= Exp(4.3717 + 0.0008 × 1,575 + 2 × 0.0780)
= Exp(5.8054)
= $332.09

Bottom border of price channel:

Exp(Y1,084)
= Exp(a + b × X1,084 – 2 × s)
= Exp(a + b × 1,575 – 2 × s)
= Exp(4.3717 + 0.0008 × 1,575 – 2 × 0.0780)
= Exp(5.4932)
= $243.04

January 16, 2026 calculations

Top border of price channel:

Exp(Y1,255)
= Exp(a + b × X1,255 + 2 × s)
= Exp(a + b × 1,823 + 2 × s)
= Exp(4.3717 + 0.0008 × 1,823 + 2 × 0.0780)
= Exp(6.0066)
= $406.10

Bottom border of price channel:

Exp(Y1,255)
= Exp(a + b × X1,255 – 2 × s)
= Exp(a + b × 1,823 – 2 × s)
= Exp(4.3717 + 0.0008 × 1,823 – 2 × 0.0780)
= Exp(5.6944)
= $297.20

Description

  • The secondary trend is increasing.
  • The growth rate of the secondary trend is 34.46% per annum.
  • UNH price at the close of January 16, 2026 was inside the secondary price channel.
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