Stock Analysis on Net

UnitedHealth Group Inc. (NYSE:UNH)

$24.99

Current Ratio
since 2005

Microsoft Excel

Paying user area

The data is hidden behind: . Unhide it.

This is a one-time payment. There is no automatic renewal.


We accept:

Visa Mastercard American Express Maestro Discover JCB PayPal Google Pay
Visa Secure Mastercard Identity Check American Express SafeKey

Calculation

UnitedHealth Group Inc., current ratio, long-term trends, calculation

Microsoft Excel

Based on: 10-K (reporting date: 2025-12-31), 10-K (reporting date: 2024-12-31), 10-K (reporting date: 2023-12-31), 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31), 10-K (reporting date: 2005-12-31).

1 US$ in millions


The current ratio for the period examined demonstrates a fluctuating pattern, generally remaining below one until 2006, after which it exhibits more variability. While there are periods of improvement, the ratio does not consistently exceed 1.0, suggesting the entity may, at times, have more current liabilities than current assets.

Initial Period (2005-2009)
The current ratio began at 0.64 in 2005 and increased to 0.87 by 2006. It then experienced a slight decline to 0.84 in 2007, followed by a further decrease to 0.76 in 2008, potentially reflecting increased short-term obligations during that period. A modest recovery to 0.82 was observed in 2009.
Period of Fluctuations (2010-2014)
From 2010 through 2014, the current ratio continued to fluctuate. It decreased to 0.78 in 2010, increased to 0.85 in 2011, then declined again to 0.78 in 2012 and 0.73 in 2013. A slight increase to 0.77 was noted in 2014, but remained below the one threshold.
Recent Trend (2015-2025)
The period from 2015 to 2025 shows continued variability. The ratio decreased to 0.69 in 2015 and 2016, then experienced a slight increase to 0.73 in 2017. It remained at 0.73 in 2018, decreased to 0.69 in 2019, and then increased to 0.74 in 2020. Further fluctuations were observed, reaching 0.79 in 2021, 0.77 in 2022, 0.79 in 2023, and 0.83 in 2024 before decreasing to 0.79 in 2025. This suggests ongoing challenges in maintaining a comfortable margin of current assets over current liabilities.
Overall Assessment
Throughout the analyzed timeframe, the current ratio has generally remained within a narrow band, primarily between 0.69 and 0.87. The lack of a sustained ratio above 1.0 indicates potential liquidity concerns, although the specific implications depend on industry norms and the entity’s operational characteristics. The fluctuations suggest a dynamic relationship between short-term assets and liabilities, requiring ongoing monitoring.

Comparison to Competitors

UnitedHealth Group Inc., current ratio, long-term trends, comparison to competitors

Microsoft Excel

Based on: 10-K (reporting date: 2025-12-31), 10-K (reporting date: 2024-12-31), 10-K (reporting date: 2023-12-31), 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31), 10-K (reporting date: 2005-12-31).


Comparison to Sector (Health Care Equipment & Services)

UnitedHealth Group Inc., current ratio, long-term trends, comparison to sector (health care equipment & services)

Microsoft Excel

Based on: 10-K (reporting date: 2025-12-31), 10-K (reporting date: 2024-12-31), 10-K (reporting date: 2023-12-31), 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31), 10-K (reporting date: 2005-12-31).


Comparison to Industry (Health Care)