Stock Analysis on Net

Fiserv Inc. (NASDAQ:FISV)

This company has been moved to the archive! The financial data has not been updated since April 28, 2022.

Analysis of Profitability Ratios

Microsoft Excel

Profitability Ratios (Summary)

Fiserv Inc., profitability ratios

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Return on Sales
Gross profit margin 49.91% 47.40% 47.88% 47.30% 46.91%
Operating profit margin 14.10% 12.47% 15.79% 30.10% 26.90%
Net profit margin 8.22% 6.45% 8.77% 20.38% 21.88%
Return on Investment
Return on equity (ROE) 4.31% 2.96% 2.71% 51.77% 45.62%
Return on assets (ROA) 1.75% 1.28% 1.15% 10.54% 12.11%

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

Profitability ratio Description The company
Gross profit margin Gross profit margin indicates the percentage of revenue available to cover operating and other expenditures. Fiserv Inc. gross profit margin ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.
Operating profit margin A profitability ratio calculated as operating income divided by revenue. Fiserv Inc. operating profit margin ratio deteriorated from 2019 to 2020 but then slightly improved from 2020 to 2021.
Net profit margin An indicator of profitability, calculated as net income divided by revenue. Fiserv Inc. net profit margin ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 not reaching 2019 level.

Profitability ratio Description The company
ROE A profitability ratio calculated as net income divided by shareholders’ equity. Fiserv Inc. ROE improved from 2019 to 2020 and from 2020 to 2021.
ROA A profitability ratio calculated as net income divided by total assets. Fiserv Inc. ROA improved from 2019 to 2020 and from 2020 to 2021.

Gross Profit Margin

Fiserv Inc., gross profit margin calculation, comparison to benchmarks

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Gross profit 8,098 7,040 4,878 2,754 2,672
Revenue 16,226 14,852 10,187 5,823 5,696
Profitability Ratio
Gross profit margin1 49.91% 47.40% 47.88% 47.30% 46.91%
Benchmarks
Gross Profit Margin, Competitors2
Accenture PLC 32.38% 31.53% 30.81% 29.91%
Adobe Inc. 88.18% 86.62% 85.03% 86.77%
International Business Machines Corp. 54.90% 48.32% 47.30%
Intuit Inc. 82.53% 82.05% 82.80% 83.62%
Microsoft Corp. 68.93% 67.78% 65.90% 65.25%
Oracle Corp. 80.59% 79.68% 79.76% 79.71%
Palo Alto Networks Inc. 70.05% 70.68% 72.12% 71.61%
Salesforce Inc. 74.41% 75.23% 74.02%
ServiceNow Inc. 77.05% 78.16% 76.98%
Synopsys Inc. 79.50% 78.44% 77.60% 76.42%

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Gross profit margin = 100 × Gross profit ÷ Revenue
= 100 × 8,098 ÷ 16,226 = 49.91%

2 Click competitor name to see calculations.

Profitability ratio Description The company
Gross profit margin Gross profit margin indicates the percentage of revenue available to cover operating and other expenditures. Fiserv Inc. gross profit margin ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.

Operating Profit Margin

Fiserv Inc., operating profit margin calculation, comparison to benchmarks

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Operating income 2,288 1,852 1,609 1,753 1,532
Revenue 16,226 14,852 10,187 5,823 5,696
Profitability Ratio
Operating profit margin1 14.10% 12.47% 15.79% 30.10% 26.90%
Benchmarks
Operating Profit Margin, Competitors2
Accenture PLC 15.08% 14.69% 14.59% 14.04%
Adobe Inc. 36.76% 32.93% 29.25% 31.45%
International Business Machines Corp. 11.97% 9.22% 13.67%
Intuit Inc. 25.95% 28.34% 27.33% 25.10%
Microsoft Corp. 41.59% 37.03% 34.14% 31.77%
Oracle Corp. 37.58% 35.57% 34.26% 34.34%
Palo Alto Networks Inc. -7.15% -5.25% -1.87% -5.68%
Salesforce Inc. 2.14% 1.74% 4.03%
ServiceNow Inc. 4.36% 4.40% 1.22%
Synopsys Inc. 17.48% 16.83% 15.48% 11.54%
Operating Profit Margin, Sector
Software & Services 28.89% 25.05% 24.34%
Operating Profit Margin, Industry
Information Technology 28.76% 24.95% 25.42%

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Operating profit margin = 100 × Operating income ÷ Revenue
= 100 × 2,288 ÷ 16,226 = 14.10%

2 Click competitor name to see calculations.

Profitability ratio Description The company
Operating profit margin A profitability ratio calculated as operating income divided by revenue. Fiserv Inc. operating profit margin ratio deteriorated from 2019 to 2020 but then slightly improved from 2020 to 2021.

Net Profit Margin

Fiserv Inc., net profit margin calculation, comparison to benchmarks

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Net income attributable to Fiserv, Inc. 1,334 958 893 1,187 1,246
Revenue 16,226 14,852 10,187 5,823 5,696
Profitability Ratio
Net profit margin1 8.22% 6.45% 8.77% 20.38% 21.88%
Benchmarks
Net Profit Margin, Competitors2
Accenture PLC 11.69% 11.52% 11.06% 9.76%
Adobe Inc. 30.55% 40.88% 26.42% 28.69%
International Business Machines Corp. 10.01% 7.59% 12.22%
Intuit Inc. 21.41% 23.78% 22.95% 20.31%
Microsoft Corp. 36.45% 30.96% 31.18% 15.02%
Oracle Corp. 33.96% 25.94% 28.05% 9.60%
Palo Alto Networks Inc. -11.72% -7.83% -2.82% -6.51%
Salesforce Inc. 19.16% 0.74% 8.36%
ServiceNow Inc. 3.90% 2.62% 18.11%
Synopsys Inc. 18.02% 18.03% 15.84% 13.86%
Net Profit Margin, Sector
Software & Services 25.99% 20.85% 21.80%
Net Profit Margin, Industry
Information Technology 25.56% 21.38% 22.17%

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Net profit margin = 100 × Net income attributable to Fiserv, Inc. ÷ Revenue
= 100 × 1,334 ÷ 16,226 = 8.22%

2 Click competitor name to see calculations.

Profitability ratio Description The company
Net profit margin An indicator of profitability, calculated as net income divided by revenue. Fiserv Inc. net profit margin ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 not reaching 2019 level.

Return on Equity (ROE)

Fiserv Inc., ROE calculation, comparison to benchmarks

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Net income attributable to Fiserv, Inc. 1,334 958 893 1,187 1,246
Total Fiserv, Inc. shareholders’ equity 30,952 32,330 32,979 2,293 2,731
Profitability Ratio
ROE1 4.31% 2.96% 2.71% 51.77% 45.62%
Benchmarks
ROE, Competitors2
Accenture PLC 30.25% 30.05% 33.17% 39.17%
Adobe Inc. 32.59% 39.66% 28.03% 27.67%
International Business Machines Corp. 30.38% 27.14% 45.25%
Intuit Inc. 20.89% 35.76% 41.53% 51.44%
Microsoft Corp. 43.15% 37.43% 38.35% 20.03%
Oracle Corp. 262.43% 83.94% 50.87% 8.37%
Palo Alto Networks Inc. -78.63% -24.23% -5.16% -15.30%
Salesforce Inc. 9.81% 0.37% 7.11%
ServiceNow Inc. 6.22% 4.18% 29.45%
Synopsys Inc. 14.31% 13.54% 13.04% 12.43%
ROE, Sector
Software & Services 37.53% 31.80% 36.15%
ROE, Industry
Information Technology 42.56% 35.29% 36.68%

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
ROE = 100 × Net income attributable to Fiserv, Inc. ÷ Total Fiserv, Inc. shareholders’ equity
= 100 × 1,334 ÷ 30,952 = 4.31%

2 Click competitor name to see calculations.

Profitability ratio Description The company
ROE A profitability ratio calculated as net income divided by shareholders’ equity. Fiserv Inc. ROE improved from 2019 to 2020 and from 2020 to 2021.

Return on Assets (ROA)

Fiserv Inc., ROA calculation, comparison to benchmarks

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Net income attributable to Fiserv, Inc. 1,334 958 893 1,187 1,246
Total assets 76,249 74,619 77,539 11,262 10,289
Profitability Ratio
ROA1 1.75% 1.28% 1.15% 10.54% 12.11%
Benchmarks
ROA, Competitors2
Accenture PLC 13.68% 13.78% 16.04% 16.61%
Adobe Inc. 17.70% 21.66% 14.22% 13.80%
International Business Machines Corp. 4.35% 3.58% 6.20%
Intuit Inc. 13.29% 16.70% 24.78% 23.39%
Microsoft Corp. 18.36% 14.70% 13.69% 6.40%
Oracle Corp. 10.48% 8.78% 10.20% 2.79%
Palo Alto Networks Inc. -4.87% -2.95% -1.24% -2.54%
Salesforce Inc. 6.14% 0.23% 3.61%
ServiceNow Inc. 2.13% 1.36% 10.41%
Synopsys Inc. 8.66% 8.27% 8.31% 7.04%
ROA, Sector
Software & Services 12.60% 10.03% 10.89%
ROA, Industry
Information Technology 15.65% 12.15% 12.80%

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
ROA = 100 × Net income attributable to Fiserv, Inc. ÷ Total assets
= 100 × 1,334 ÷ 76,249 = 1.75%

2 Click competitor name to see calculations.

Profitability ratio Description The company
ROA A profitability ratio calculated as net income divided by total assets. Fiserv Inc. ROA improved from 2019 to 2020 and from 2020 to 2021.