Stock Analysis on Net
Stock Analysis on Net

Fiserv Inc. (NASDAQ:FISV)

$22.49

This company has been moved to the archive! The financial data has not been updated since April 28, 2022.

Return on Assets (ROA)
since 2005

Microsoft Excel

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Calculation

Fiserv Inc., ROA, long-term trends, calculation

Microsoft Excel
ROA = 100 × Net income attributable to Fiserv, Inc.1 ÷ Total assets1
Dec 31, 2021 = 100 × ÷
Dec 31, 2020 = 100 × ÷
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Dec 31, 2017 = 100 × ÷
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Dec 31, 2006 = 100 × ÷
Dec 31, 2005 = 100 × ÷

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31), 10-K (reporting date: 2005-12-31).

1 US$ in millions

The data reveals distinct trends across net income, total assets, and return on assets (ROA) for the analyzed period.

Net Income Attributable to Fiserv, Inc.

Net income shows fluctuations over the years with an overall upward trajectory. From 2005 to 2007, net income slightly declined from 516 million USD to 439 million USD. Starting in 2008, there was a notable increase, peaking at 1246 million USD in 2017. After 2017, net income experienced some variability but remained relatively high, ending at 1334 million USD in 2021. This suggests periods of growth with intermittent dips, reflecting possible cyclical or operational influences on profitability.

Total Assets

Total assets demonstrated an initial rise from 6040 million USD in 2005 to 11846 million USD in 2007, followed by a general stabilization around 8300-11000 million USD until 2018. A striking and significant jump occurs in 2019, with total assets escalating sharply to 77539 million USD. This large increase sustains through to 2021, with assets remaining around 75000-76000 million USD. The sharp asset growth post-2018 indicates major acquisitions, investments, or restructuring leading to substantial expansion of the asset base.

Return on Assets (ROA)

ROA shows a declining trend initially, dropping from 8.55% in 2005 to a low of 3.71% in 2007. This is followed by recovery and improvement peaking at 12.11% in 2017, reflecting enhanced asset profitability during that period. However, after 2017, ROA declines sharply, reaching 1.15% in 2019 and only modestly increasing to 1.75% by 2021. The significant decrease in ROA despite high net income in the recent years can be attributed to the large increase in total assets, diluting the return generated on the asset base.

In summary, the financial data highlights a period of steady profitability growth until around 2017, accompanied by moderate asset growth. A transformative expansion occurred post-2018, dramatically increasing the total asset base but compressing ROA. This suggests strategic changes such as acquisitions or capital investments which increased scale but impacted asset efficiency. Continued monitoring of asset utilization and profitability ratios will be critical to assess long-term financial performance sustainability.

Comparison to Competitors

Fiserv Inc., ROA, long-term trends, comparison to competitors

Microsoft Excel
Fiserv Inc. Accenture PLC Adobe Inc. Cadence Design Systems Inc. CrowdStrike Holdings Inc. Fair Isaac Corp. International Business Machines Corp. Intuit Inc. Microsoft Corp. Oracle Corp. Palantir Technologies Inc. Palo Alto Networks Inc. Salesforce Inc. ServiceNow Inc. Synopsys Inc. Workday Inc.
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Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31), 10-K (reporting date: 2005-12-31).

Comparison to Sector (Software & Services)

Fiserv Inc., ROA, long-term trends, comparison to sector (software & services)

Microsoft Excel
Fiserv Inc. Software & Services
Dec 31, 2021
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Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31), 10-K (reporting date: 2005-12-31).

Comparison to Industry (Information Technology)

Fiserv Inc., ROA, long-term trends, comparison to industry (information technology)

Microsoft Excel
Fiserv Inc. Information Technology
Dec 31, 2021
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Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31), 10-K (reporting date: 2016-12-31), 10-K (reporting date: 2015-12-31), 10-K (reporting date: 2014-12-31), 10-K (reporting date: 2013-12-31), 10-K (reporting date: 2012-12-31), 10-K (reporting date: 2011-12-31), 10-K (reporting date: 2010-12-31), 10-K (reporting date: 2009-12-31), 10-K (reporting date: 2008-12-31), 10-K (reporting date: 2007-12-31), 10-K (reporting date: 2006-12-31), 10-K (reporting date: 2005-12-31).