Stock Analysis on Net

Common-Size Balance Sheet: Liabilities and Stockholders’ Equity 
Quarterly Data

Lowe’s Cos. Inc., common-size consolidated balance sheet: liabilities and stockholders’ equity (quarterly data)

Microsoft Excel
Aug 1, 2025 May 2, 2025 Jan 31, 2025 Nov 1, 2024 Aug 2, 2024 May 3, 2024 Feb 2, 2024 Nov 3, 2023 Aug 4, 2023 May 5, 2023 Feb 3, 2023 Oct 28, 2022 Jul 29, 2022 Apr 29, 2022 Jan 28, 2022 Oct 29, 2021 Jul 30, 2021 Apr 30, 2021 Jan 29, 2021 Oct 30, 2020 Jul 31, 2020 May 1, 2020 Jan 31, 2020 Nov 1, 2019 Aug 2, 2019 May 3, 2019
Short-term borrowings 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.16 1.14 0.00 0.00 0.00 0.00 2.02 2.02 0.00 0.00 0.00 1.93 2.18 4.92 1.60 0.00 0.00
Current maturities of long-term debt 8.96 9.22 6.00 5.76 2.87 2.85 1.28 1.28 1.33 1.28 1.34 1.30 0.26 0.24 1.94 2.74 2.72 2.61 2.38 1.20 1.18 1.32 1.51 1.44 2.48 2.33
Current operating lease liabilities 1.15 1.24 1.31 1.11 1.23 1.22 1.17 1.25 1.20 1.14 1.19 1.39 1.40 1.29 1.42 1.16 1.13 1.08 1.16 1.04 1.00 1.10 1.27 1.25 1.21 1.16
Accounts payable 20.41 24.76 21.55 23.70 23.00 25.87 20.83 23.32 23.21 25.88 24.08 26.08 27.03 27.81 25.43 22.94 24.31 27.27 23.29 25.08 24.95 23.65 19.40 22.19 23.34 26.57
Accrued compensation and employee benefits 2.36 1.88 2.34 1.85 2.35 1.92 2.28 1.76 2.30 1.67 2.54 2.99 2.63 2.39 3.50 2.74 2.69 2.56 2.89 2.20 2.20 2.14 1.73 1.96 1.76 1.78
Deferred revenue 3.34 3.31 3.15 3.04 3.15 3.11 3.37 3.53 3.52 3.58 3.67 3.70 4.21 4.21 4.29 3.96 4.13 3.95 3.44 3.17 3.31 2.64 3.09 3.07 3.25 3.18
Other current liabilities 10.17 8.94 9.17 8.01 8.00 8.03 8.32 7.66 8.00 8.12 10.68 9.00 8.06 7.96 7.47 6.62 6.84 7.24 6.92 5.77 6.71 6.94 6.54 6.36 6.87 6.12
Current liabilities 46.39% 49.34% 43.52% 43.46% 40.61% 43.00% 37.25% 38.80% 39.56% 41.84% 44.64% 44.44% 43.59% 43.90% 44.06% 42.17% 43.85% 44.71% 40.08% 38.45% 41.28% 39.98% 38.46% 37.88% 38.91% 41.14%
Long-term debt, excluding current maturities 65.53 67.31 76.33 73.54 77.13 76.32 84.66 83.20 80.50 78.10 75.22 70.05 61.56 57.87 53.45 48.34 44.46 42.79 44.22 41.64 39.02 44.07 42.48 41.83 40.64 38.27
Noncurrent operating lease liabilities 8.15 8.09 8.42 8.36 8.32 8.29 8.94 8.47 8.11 7.58 8.04 8.62 8.71 8.17 9.01 8.37 7.77 7.67 8.32 7.68 7.46 8.54 9.99 9.91 9.96 9.40
Deferred revenue, Lowe’s protection plans 2.75 2.79 2.94 2.82 2.80 2.70 2.93 2.89 2.76 2.63 2.75 2.52 2.50 2.29 2.52 2.27 2.22 2.05 2.18 1.98 1.90 2.00 2.26 2.20 2.13 1.94
Other liabilities 1.63 1.68 1.81 1.81 1.78 1.89 2.23 2.27 2.16 1.89 1.97 1.76 1.71 1.60 1.75 2.04 2.04 1.92 2.12 2.25 1.93 1.66 1.80 1.99 1.87 1.76
Noncurrent liabilities 78.07% 79.87% 89.50% 86.53% 90.02% 89.20% 98.76% 96.83% 93.53% 90.20% 87.97% 82.95% 74.48% 69.93% 66.73% 61.02% 56.50% 54.42% 56.85% 53.54% 50.30% 56.27% 56.54% 55.94% 54.60% 51.37%
Total liabilities 124.46% 129.21% 133.02% 129.99% 130.63% 132.20% 136.01% 135.62% 133.09% 132.04% 132.61% 127.39% 118.07% 113.83% 110.79% 103.19% 100.35% 99.13% 96.93% 91.99% 91.58% 96.26% 95.00% 93.82% 93.51% 92.51%
Preferred stock, $5 par value; issued and outstanding: none 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Common stock, $0.50 par value 0.60 0.62 0.65 0.63 0.63 0.63 0.69 0.68 0.65 0.64 0.69 0.65 0.68 0.66 0.75 0.69 0.71 0.70 0.78 0.74 0.73 0.82 0.97 0.97 0.95 0.92
Capital in excess of par value 0.32 0.03 0.00 0.00 0.00 0.00 0.00 0.02 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.19 0.00 0.25 0.02 0.00 0.00 0.00 0.00
Retained earnings (accumulated deficit) -25.98 -30.49 -34.33 -31.27 -31.92 -33.48 -37.41 -37.03 -34.46 -33.34 -34.00 -28.34 -19.04 -14.82 -11.46 -3.87 -0.93 0.19 2.39 7.75 7.99 3.76 4.38 5.63 5.99 7.16
Accumulated other comprehensive income (loss) 0.60 0.63 0.67 0.65 0.66 0.65 0.72 0.71 0.69 0.66 0.70 0.30 0.29 0.33 -0.08 -0.01 -0.13 -0.02 -0.29 -0.48 -0.55 -0.86 -0.34 -0.41 -0.46 -0.59
Shareholders’ equity (deficit) -24.46% -29.21% -33.02% -29.99% -30.63% -32.20% -36.01% -35.62% -33.09% -32.04% -32.61% -27.39% -18.07% -13.83% -10.79% -3.19% -0.35% 0.87% 3.07% 8.01% 8.42% 3.74% 5.00% 6.18% 6.49% 7.49%
Total liabilities and shareholders’ equity (deficit) 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%

Based on: 10-Q (reporting date: 2025-08-01), 10-Q (reporting date: 2025-05-02), 10-K (reporting date: 2025-01-31), 10-Q (reporting date: 2024-11-01), 10-Q (reporting date: 2024-08-02), 10-Q (reporting date: 2024-05-03), 10-K (reporting date: 2024-02-02), 10-Q (reporting date: 2023-11-03), 10-Q (reporting date: 2023-08-04), 10-Q (reporting date: 2023-05-05), 10-K (reporting date: 2023-02-03), 10-Q (reporting date: 2022-10-28), 10-Q (reporting date: 2022-07-29), 10-Q (reporting date: 2022-04-29), 10-K (reporting date: 2022-01-28), 10-Q (reporting date: 2021-10-29), 10-Q (reporting date: 2021-07-30), 10-Q (reporting date: 2021-04-30), 10-K (reporting date: 2021-01-29), 10-Q (reporting date: 2020-10-30), 10-Q (reporting date: 2020-07-31), 10-Q (reporting date: 2020-05-01), 10-K (reporting date: 2020-01-31), 10-Q (reporting date: 2019-11-01), 10-Q (reporting date: 2019-08-02), 10-Q (reporting date: 2019-05-03).


Short-term Borrowings
The percentage of short-term borrowings relative to total liabilities and shareholders’ equity shows sporadic activity. It is mostly absent with isolated appearances around early 2020 and diminishing values by mid-2023, indicating limited reliance on short-term borrowings during the periods reported.
Current Maturities of Long-term Debt
This liability fluctuates moderately, generally staying below 3%, but exhibits a notable upward trend starting early 2024, reaching above 9% by mid-2025. This suggests that a larger portion of long-term debt is approaching maturity in this period, increasing current obligations.
Current Operating Lease Liabilities
Current operating lease liabilities remain relatively stable throughout the periods, consistently ranging close to 1-1.4%. There is no significant trend upward or downward, indicating stable leasing activity.
Accounts Payable
Accounts payable shows fluctuations, initially declining from about 26.6% in mid-2019 to a low around 19.4% in early 2020, then rising again unpredictably but generally maintaining a level between 20% and 28%. This variability may reflect changes in purchasing or payment terms.
Accrued Compensation and Employee Benefits
These liabilities generally fluctuate between about 1.7% and 3.5%, with occasional peaks such as in early 2022. The metric appears somewhat volatile, reflecting possibly changing workforce costs or timing of accruals.
Deferred Revenue
Deferred revenue as a proportion of total liabilities and equity remains stable in the range of approximately 2.6% to 4.3%, with some moderate increases visible during the 2020-2022 period, suggesting relatively consistent advance payments or unearned revenue.
Other Current Liabilities
This component shows a gently rising trend from around 6% in 2019 to roughly 8-10% by 2025, suggesting increased miscellaneous current obligations over time.
Current Liabilities (Aggregate)
Current liabilities as a whole vary from approximately 37% to almost 50% of total liabilities and equity. There is a noticeable increase approaching mid-2025, indicating a growing short-term liability position relative to the entire capital structure.
Long-term Debt (Excluding Current Maturities)
This category shows a consistent upward trend from about 38% in 2019 to peaks above 83% by early 2024, before a slight decline toward mid-2025. The steady increase indicates significantly growing long-term debt over the periods observed, signaling a heavier reliance on debt financing.
Noncurrent Operating Lease Liabilities
These liabilities remain relatively stable, fluctuating slightly within a band of approximately 7.5% to 9.5%, indicating consistent lease obligations extending beyond the current period.
Deferred Revenue Related to Protection Plans
This specific deferred revenue shows a subtle increasing trend, moving generally from about 2% in 2019 to near 3% by 2025. This suggests growing unearned revenue from protection plans.
Other Liabilities
Other liabilities exhibit minor fluctuations between roughly 1.6% and 2.3%, without a clear trend, implying steady, small-scale residual liabilities.
Noncurrent Liabilities (Aggregate)
Noncurrent liabilities demonstrate a strong upward trend, rising from mid-50%s to near 99% by early 2024, then moderate reductions thereafter. This reflects a growing proportion of the company’s obligations being long-term in nature, correlating strongly with the rise in long-term debt.
Total Liabilities
Total liabilities as a percentage of total obligations rise steadily from about 92% in 2019 to a peak exceeding 136% around early 2024, before receding to around 124% by mid-2025. The fact that liabilities exceed 100% indicates negative shareholders’ equity, implying financial leverage pressures.
Common Stock
The proportion attributed to common stock remains stable but low, generally below 1%, with a slight declining tendency towards 0.6% by mid-2025. This small share is characteristic of equity compared to liabilities.
Capital in Excess of Par Value
This component is mostly negligible or absent with minimal spikes, reflecting limited changes in additional paid-in capital across periods.
Retained Earnings (Accumulated Deficit)
Retained earnings show a declining trend, moving from positive figures near 7% in 2019 to increasingly negative values, bottoming near -37% around early 2024, with some improvement by 2025 but remaining negative. This pattern indicates accumulated losses or distributions exceeding earnings over time.
Accumulated Other Comprehensive Income (Loss)
Comprehensive income fluctuates slightly around zero, moving from small negative values to marginal positive percentages approaching 0.7%, indicating minor gains or losses outside net income.
Shareholders’ Equity (Deficit)
Shareholders’ equity shows a clear deterioration from approximately 7.5% to deeply negative values near -36% in early 2024, with slight recovery toward mid-2025 but remaining significantly below zero. This negative equity situation corresponds with total liabilities exceeding total assets, reflecting financial challenges.